Fiduciary Blog

When applying for life insurance, there are many factors that determine the ultimate premium rate you pay for the coverage.  Medical history, height & weight, medications, family history, driving record, income, and more -- all these paint a picture for an insurance carrier’s underwriting department whether you are a good insurance...

  How much life insurance do I need?   This is not easy to answer. There are so many variables to consider that affect how you approach a decision like purchasing life insurance coverage. Many of us...

  For most people, innovation and insurance don’t go hand-in-hand - and for good reason. The insurance industry has historically been slow to innovate and adopt new technology. But in the words of the great Bob Dylan, “ The Times They Are a-Changin’ “.   An example of this innovation comes from John Hancock Life Insurance Company...